Mobile Payments

iPhone®

• Open the Wallet app on your iPhone
• 点击右上角的加号
• Enter your card's security code to add your credit or debit card from your iTunes account. Or, to add a different card use your iSight camera or enter the card information manually.

 Apple Watch

• Open the Apple Watch app on your iPhone
• Tap “Wallet & Apple Pay”，然后选择“添加信用卡或借记卡”
• Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select “Add a different card” and use your iSight camera or enter the card information manually.

 iPad Pro, iPad Air 2, iPad mini 4和iPad mini 3

• Go into Settings
• Tap “Wallet & Apple Pay”，然后选择“添加信用卡或借记卡”
• Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select “Add a different card” and use your iSight camera or enter the card information manually

这只是一个额外的安全步骤来验证你的卡.

虚拟卡是您符合条件的实体信用卡和借记卡的数字形式. 当你将实体卡添加到Apple Pay时, Google Pay or Samsung Pay, a virtual card is created and stored. 创建虚拟卡不会影响物理卡的使用.

您仍然可以享受卡带来的所有好处和奖励.

Yes. 就像你的实体信用卡和借记卡一样, your eligible virtual credit cards and debit cards are covered by Visa’s $0 Liability Guarantee. Direct Financial will credit any fraudulent charges made with your eligible physical or virtual consumer credit card or debit card back to your account when reported promptly. The $0 Liability Guarantee covers fraudulent transactions made by others using your Direct Financial physical or virtual consumer credit cards and debit cards. 如果您怀疑您的虚拟信用卡或借记卡被未经授权使用, 请立即拨打您卡背面的电话与我们联系.

• iPhone SE、iPhone 6、iPhone 6 Plus和更新版本(在商店和应用程序中)
• iPad Pro、iPad Air 2、iPad mini 3及更新版本(应用内)
• 苹果手表与你的iPhone配对(在商店)
• The latest version of iOS or watchOS
• an Apple ID

Merchants will receive the virtual card number associated with your credit or debit card, which is stored in the Apple Pay, Google Pay or Samsung Pay application.

In person, simply authenticate your fingerprint on your device while waiving in front of the contactless terminal.

Within Apps, look for the Buy with Apple Pay button or Apple pay as a Payment method:

No. 并不是所有的商家都采用了这项技术. Please continue to carry your physical cards to use where Apple Pay is not accepted. Most merchants will display the contactless payment symbol to let you know they accept contactless payments

Yes. You can view the ten most recent Apple Pay transactions per each Direct Financial card in your e-wallet.

Depending on the merchant's policy, it may be required to waive your device in front of the contactless terminal just as you did during the initial purchase. Additionally, just as with your physical card, 商家通常需要收据作为购买凭证.

使用Apple Pay时，每次交易都必须输入密码或触摸ID. 此安全功能可防止未经授权使用电子钱包.

• Phone or iPad: You can go to icloud.com/find or use the Find My iPhone app to suspend or permanently remove the ability to pay from that device with Apple Pay. Your cards will be suspended or removed from Apple Pay even if your device is offline and not connected to a cellular or Wi-Fi network. You can also contact Direct Financial to suspend or remove your cards from Apple Pay. Learn more about 如果你的iPhone丢失或被盗该怎么办.

• Apple Watch:You can remove the ability to pay with your credit or debit cards from Apple Pay on iCloud.com. 只需登录，单击“设置”，选择您的设备，然后单击“全部删除”. 你也可以打电话给你的银行暂停或删除你的Apple Pay卡.

• The Token can also be deactivated by contacting Direct Financial via the phone number on the back of your card.

清除设备上的信息对您的 physical 卡，这样你就可以继续像平常一样使用你的卡. However, this will disable the use of your virtual card through your Apple Pay account so you will need to add your card again if you would like to continue to use Apple Pay.

An eligible credit or debit card can be added Samsung Pay by opening the Samsung Pay app, 然后通过设备摄像头捕捉卡, or by entering the card manually. 接下来，回答安全问题以完成请求.

这只是一个额外的安全步骤来验证你的卡.

虚拟卡是您符合条件的实体信用卡和借记卡的数字形式. 当你将实体卡添加到Apple Pay时, Google Pay or Samsung Pay, a virtual card is created and stored. 创建虚拟卡不会影响物理卡的使用.

您仍然可以享受卡带来的所有好处和奖励.

Yes. 就像你的实体信用卡和借记卡一样, your eligible virtual credit cards and debit cards are covered by Visa’s $0 Liability Guarantee. Direct Financial will credit any fraudulent charges made with your eligible physical or virtual consumer credit card or debit card back to your account.. The $0 Liability Guarantee covers fraudulent transactions made by others using your Direct Financial physical or virtual consumer credit cards and debit cards. 如果您怀疑您的虚拟信用卡或借记卡被未经授权使用, 请立即拨打您卡背面的电话与我们联系.

For a list of compatible devices visit: http://www.samsung.com/us/samsung-pay/

Merchants will receive the virtual card number associated with your credit or debit card, which is stored in the Apple Pay, Google Pay or Samsung Pay application.

只需从移动设备屏幕底部向上滑动即可, or launch the Samsung Pay app. Choose your payment card. Authenticate, using the fingerprint sensor on your phone, or by entering your Samsung Pay PIN. Then hold your phone or device near the payment terminal to complete the transaction.

The majority of merchants will accept it! Samsung Pay can be used wherever a card can be swiped or wherever contactless payments are accepted. 但是，您仍然应该携带您的实体卡.

Yes. You can view the ten most recent Samsung Pay transactions per each Direct Financial card in your e-wallet.

Depending on the merchant's policy, it may be required to waive your device in front of the contactless terminal just as you did during the initial purchase. Additionally, just as with your physical card, 商家通常需要收据作为购买凭证.

It's a good idea to enable Find My Mobile 提前在你的三星账户中，以防你需要搜索它. To enable Find My Mobile，以便远程锁定或删除设备，请执行以下步骤:

• Log in to the Find My Mobile service with your Samsung account
• 选择需要使用该特性的设备，并检查其状态
• Select the On button next to Remote Controls
• Select Locate my device from the menu on the left

The token can also be deactivated by contacting Direct Financial via the phone number on the back of your card.

清除设备上的信息对您的 physical 卡，这样你就可以继续像平常一样使用你的卡. However, this will disable the use of your virtual card through your Samsung Pay account so you will need to add your card again if you would like to continue to use Samsung Pay.